Unemployment insurance
This insurance policy protects your housing loan in the event of involuntary unemployment, covering loan installments while you find a new job.
Insurance coverage
This insurance covers Fondo Nacional del Ahorro housing loan beneficiaries in the event of involuntary unemployment, covering the payment of loan installments during the unemployment period in accordance with the conditions established in the policy.
Service points
At any service point nationwide
Important information
This policy is optional. If you do not wish to take it, you must declare so by formally requesting its exclusion through any of our service channels to avoid charges on your bill and to generate a refund where applicable.
If during the loan process or its term, you change your economic activity to retiree, service provider or self-employed worker, you must notify this Entity and request exclusion from the insured group.
If your payment date is the 5th of each month, you must send the sworn statement no later than the fifth business day of the month; if your payment date is the 15th of each month, you must send the sworn statement no later than the 23rd of each month.
The response time for the exclusion or inclusion request will be 10 business days.
If the loan has FRECH rate coverage, in the event of loss of employment you must continue with the payment of the agreed installments within the indicated deadlines, until the insurance claim is resolved, which must be submitted at least one month in advance before the installment due date to avoid loss of benefits or any other adverse consequence.