My Own Roof Subsidy
National Government programs that subsidize the down payment and/or part of the interest rate based on SISBEN IV, household income and the value of the home.
My Own Roof Subsidy
"My Own Roof" is a subsidy granted by the Alcaldía de Barranquilla, designed to facilitate the acquisition of VIS or VIP for families in vulnerable situations.
This program will benefit 10,000 individuals, providing a unique opportunity to access dignified and safe housing.
Benefits
Encourages more people to invest in their home and improve their quality of life.
Applies to social interest housing, ensuring accessible options for beneficiaries.
Reduces the total cost of the home, making its acquisition more affordable.
Directed at individuals who meet the established requirements, ensuring support for those who genuinely need it.
Who can apply?
Residents of Barranquilla.
Households with total monthly income not exceeding the equivalent of four (4) SMMLV.
Individuals in SISBEN and Red Unidos, community mothers, victims of violence, senior citizens, Afro-Colombian and indigenous communities, among others.
"My Own Roof" Subsidy Modalities
Type A Subsidy: concurrent
Other subsidies apply
| Household Income | Subsidy in SMMLV |
|---|---|
| 0-2 SMMLV (Sisben IV in categories A1-C8) | 10 SMMLV $17.509.050* |
| 2-4 SMMLV (Sisben IV in the categories between C9-D20) | 8 SMMLV $14.007.240* |
Type B Subsidy: concurrent
Other subsidies do not apply
| Household Income | Subsidy in SMMLV | |
|---|---|---|
| 0-2 SMMLV (Up to $3,501,810 in 2026) | VIS 25 SMMLV $43.772.625* | VIP 30 SMMLV $52.527.150* |
| 2-4 SMMLV (From $2,846,000 to $5,692,000 in 2026) | VIS 20 SMMLV $28.470.000* | VIS 30 SMMLV $52.527.150* |
Loan installment subsidy
Applies to families that are beneficiaries of the non-concurrent district subsidy, with a mortgage loan or housing leasing.
| Type of housing | Subsidy in pesos |
|---|---|
| VIP | *$9.000.000 |
| VIS | *$14.400.000 |
Requirements
Be of legal age (with a valid citizenship ID or foreigner ID)
Not having received a family subsidy, except for exceptions*
Be a resident of the city of Barranquilla
Not owning a home in Colombia, except for exceptions*
Authorize the construction company to submit the application for the district subsidy.
