Preferential Rate VIP UVR + 0%
An interest rate of UVR+0 % will apply
Beneficios
For new homes, the preferential interest rate remains in effect throughout the entire term of the loan.
For existing (pre-owned) homes, the preferential interest rate applies during the first five years. After that period, the interest rate in effect at the time of loan disbursement will apply.
The member may lose the benefit if the loan becomes more than 90 days past due.
If the member modifies the loan terms or undergoes a loan restructuring, the benefit will be forfeited and the agreed-upon interest rate will apply.
This loan program is not available for mortgage portfolio purchases.
The benefit is subject to the availability of funds allocated to this program.
Features
Membership through Severance Funds or Contractual Voluntary Savings (CVS).
Individual or household monthly income of up to two times the Colombian Monthly Legal Minimum Wage (SMMLV).
Financing of up to 90% of the value of a VIP (Priority Interest Housing) home.
Loan term: from 5 to 30 years.
UVR amortization system (not applicable to 100% financing).
How does it work?
Let's look at an example:
Imagine you apply for a Mortgage Loan for a VIP home valued at $104,400,000 COP.
With current rate UVR + 4.5%
Financing 90 %: $93,960,000 COP
UVR loan with fixed installment
Installment #1: $485,000 COP
With preferential rate UVR + 0%
Financing 90 %: $93,960,000 COP
UVR loan with fixed installment
Installment #1: $261,000 COP
What is the path to access the Preferential Rate VIP UVR + 0?
How do I sign up?
Contact an advisor
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