Preferential Rate UVR + 4,5%
Designed to facilitate access to mortgage financing for Colombians with monthly income of up to two times the Legal Monthly Minimum Wage (2 SMMLV). This loan program is intended for members seeking to purchase Social Interest Housing (VIS) and offers special financing conditions, subject to the requirements established by the FNA.
UVR + 4.5% for members affiliated through severance savings who apply for a housing loan, provided they meet the established eligibility requirements.
Features
The member's monthly income must not exceed two (2) times the Legal Monthly Minimum Wage (2 SMMLV).
The financing applies to new Social Interest Housing (VIS) properties with a value of up to 150 times the Legal Monthly Minimum Wage (150 SMMLV).
Financing is available for up to 90% of the value of the home.
Financing is available with loan terms of up to 30 years.
The interest rate offers preferential conditions designed to facilitate access to homeownership.
Monthly payments may be lower compared to other UVR-based financing alternatives.