1972
Founding of the Fondo Nacional del Ahorro
The Fondo Nacional del Ahorro was officially created by Ley 432 of December 27, 1971, commencing operations in 1972. Its initial purpose was to manage Cesantías for housing and education.
Our History
55 Years Making the Dream of Home Ownership a Reality for Colombians
For more than five decades, the Fondo Nacional del Ahorro has played a fundamental role in helping Colombians achieve homeownership. Founded during the administration of Carlos Lleras Restrepo, the FNA was initially established to administer the Cesantías of public and official workers. Over the years, it has experienced continuous growth and evolution.
In 1973, the first housing project was carried out in collaboration with the FNA. In 1998, it ceased to be a public establishment and became an industrial and commercial state enterprise, attached to the Ministries of Housing and Finance. Throughout its history, it developed the Ahorro Voluntario Contractual product, promoting a culture of savings and providing independent workers with the opportunity to enter the banking system and obtain housing loans directly with the entity.
This year, celebrating its 55th anniversary, the Fondo Nacional del Ahorro joined the Grupo Bicentenario and reactivated the Colombianos Residentes en el Exterior program, created in 2011, to allow compatriots residing abroad the opportunity to become property owners within Colombian territory.
Throughout its trajectory, the Fondo Nacional del Ahorro has been the Government's key entity, enabling more than 380 thousand Colombian families to achieve the goal of owning their own home, thereby contributing to the well-being and progress of the country.
In 1973, the first housing project was carried out in collaboration with the FNA. In 1998, it ceased to be a public establishment and became an industrial and commercial state enterprise, attached to the Ministries of Housing and Finance. Throughout its history, it developed the Ahorro Voluntario Contractual product, promoting a culture of savings and providing independent workers with the opportunity to enter the banking system and obtain housing loans directly with the entity.
This year, celebrating its 55th anniversary, the Fondo Nacional del Ahorro joined the Grupo Bicentenario and reactivated the Colombianos Residentes en el Exterior program, created in 2011, to allow compatriots residing abroad the opportunity to become property owners within Colombian territory.
Throughout its trajectory, the Fondo Nacional del Ahorro has been the Government's key entity, enabling more than 380 thousand Colombian families to achieve the goal of owning their own home, thereby contributing to the well-being and progress of the country.
This History Began in 1968
During the administration of former President Carlos Lleras Restrepo, the Fondo Nacional del Ahorro (FNA) was created with the objective of administering the Cesantías of public and official workers in the country. Since then, the entity has been in constant growth. In 1973, the first housing project was carried out with the FNA; by 1998, it ceased to be a public establishment and became an industrial and commercial state enterprise attached to the Ministry of Housing. Subsequently, the Ahorro Voluntario product emerged, giving independent workers the opportunity to obtain housing loans; in 2011, the Colombianos en el Exterior program was created, allowing compatriots residing abroad to become property owners within national territory.
1975
First Housing Solutions
In 1975, the first mortgage loans were granted, fulfilling the dream of many Colombian families of owning their own home.
1998
Transformation into an Industrial and Commercial State Enterprise
With Ley 432 de 1998, the Fondo Nacional del Ahorro obtained administrative autonomy, becoming a modern and efficient enterprise.
2011
Opening to New Sectors
In 2011, the FNA began receiving Cesantías from private-sector employees, extending its reach to millions of Colombians.
2015
Promoting Education through AVC
The Ahorro Voluntario Contractual (AVC) was launched, a product designed for education and housing.
2020
Innovation in Times of Crisis
During the pandemic, key processes were digitized, facilitating online loan applications and Cesantías management.
2024
Dedicated Portal for "Mi Vivienda"
The FNA developed an exclusive portal for the Mi Vivienda program, enhancing the experience for its affiliates.
FNA Receives Recognition on Its 50 Years of Service
The FNA Marks 50 Years Making Colombia a Country of Property Owners
50 Years FNA
