Leasing Habitacional
If you are ready to own your home with what you currently pay in rent, Leasing is for you!
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What is Leasing Habitacional?
Leasing Habitacional is a lease agreement that allows individuals to acquire a home through a monthly payment, in exchange for the use and enjoyment of the property.
Benefits
Allows you to live in the property while progressing toward its purchase.
Reduces the down payment compared to a traditional purchase.
May be supplemented with subsidies or coverages.
Features
1
Type of housing: Urban, new or used.
2
Financing: Up to 90% of the property's value.
3
Property value: Up to 250 SMLMV in Bogotá and up to 180 SMLMV in the rest of the country.
4
Option to purchase at the end of the contract.
5
Amortization: In Colombian pesos.
6
Term: From 5 to 20 years.
How do I sign up?
Contact an advisor
Have questions? Get in touch now and receive personalized advice.
Sign up online
You can now become part of the Fondo Nacional del Ahorro virtually, just one click away.
Download the form
You can now also request your product in a more efficient way.
Requirements and documents
- Photocopy of identification document.
- FRECH form.
- Housing financing application form fully completed, with no amendments or strikethroughs.
- Income tax return or Certificate of Income and Withholdings (CIR) for the most recent taxable year, as applicable.
- Employment certificate issued no more than 60 days prior. Within the last twelve (12) months, certify at least six (6) months of income for indefinite-term contracts or eight (8) months of income for contracts other than indefinite-term.
- Pay/disbursement/pension slips for the most recent three (3) months.
- Certification of the monthly salary assigned to the permanent position, for affiliates serving on a provisional basis.
Interest rates
At the FNA we look out for you and your finances. That is why we offer excellent rates to help you achieve your dream of owning a home.
View current rates