Preferential rate
The FNA Preferential Rate offers reduced financing conditions for the purchase of housing, with special benefits.
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Types of preferential rate
At the National Savings Fund (Fondo Nacional del Ahorro), we offer preferential interest rates and special financing conditions to help our members achieve homeownership. These options are tailored to different needs and include benefits for members with disabilities, as established under Agreement 2085 of 2015, as well as alternatives for purchasing new or pre-owned homes, in accordance with the conditions of each financing program.
UVR + 0% Interest Rate
Financing with preferential conditions to facilitate the purchase of new Priority Interest Housing (VIP), aimed at members who meet the established eligibility requirements.
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UVR + 4,5% Interest Rate
A special interest rate for members earning up to 2 monthly legal minimum wages (SMMLV) who wish to finance the purchase of a new Social Interest Housing (VIS) property, with conditions designed to facilitate access to homeownership.
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100% LTV (Loan-to-Value)
A financing alternative that allows members to finance up to 100% of the value of a new or pre-owned VIS or VIP home, subject to the conditions of the financing program and the member’s repayment capacity.
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